Learn Credit Card Basics
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Credit Card Basics


In the laymanís terms, Credit card refers to the card which the purchaser or buyer can use to purchase goods up to the limit set by the credit card company.

Credit card basics include why it has become the financial savior of many, just because of the fact that they help in reducing the weight of the wallet by allowing us to carry lesser cash than one would usually carry.

Credit card basics payment method may be monthly or bimonthly or quarterly. There is a limit that is prescribed by the credit card company which must not be exceeded by the buyer. In case it does go in excess, then a fine is liable to be paid. On the accumulation of the monthly amount, the buyer can pay the credit card company either in full amount or partial. The interest rates in the latter may be very high, as much as 30%.

Credit card basics idea is to help reduce the size of the wallet, but they have their shares of negatives too. They are accepted tout en monde, as they literally eliminate the need to carry cash. They have become a style icon and symbol, a symbol of wealth that showcases the rich class of the present day.

Basically, the credit card is just another way to spend your hard earned money in the present electronic age.


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